Litigation Support

for

Lawyers & Pro Se Litigants

THE COMBO CASE ANALYSIS AND ADMINISTRATIVE STRATEGY

Neil F Garfield, MBA, JD, 74, is a Florida licensed trial attorney since 1977. He has received multiple academic and achievement awards in business and law. He is a former investment banker, securities broker, securities analyst, and financial analyst. Mr. Garfield was lead counsel in several successful court cases defending homeowners from foreclosure claims. His public appearances, lectures,  CLE seminars and articles on business and law form the basis for most defenses raised against foreclosure claims. 


TAKING OUR CUES FROM HUNDREDS OF LAWYERS ACROSS THE NATION AND AROUND THE WORLD, WE HAVE RECAST OUR SERVICES TO INCLUDE IN ONE SINGLE PACKAGE WHAT MOST LAWYERS ARE LOOKING FOR AND WHAT MOST PRO SE LITIGANTS SHOULD BE LOOKING FOR ---

 

  (1) A 2 OWNER TITLE SEARCH (TERA) FOR THE DEFENSE, AND


 (2) ESTABLISHED ADMINISTRATIVE STRATEGY AND METHODS OF PRESERVING OBJECTIONS AND CHALLENGES TO ILLEGAL CLAIMS OF ADMINISTRATION, COLLECTION OR ENFORCEMENT OF HOMEOWNER OBLIGATIONS AND 


 (3) A PROVEN CASE NARRATIVE FROM OUR INTENSE ANALYSIS OF THE FACTS IN EACH CASE THAT CAN BE CUT AND PASTED INTO PLEADINGS, MEMORANDA, BRIEFS AND EVEN EXPERT WITNESS AFFIDAVITS, AND 


 (4) 60 MINUTES OF CONSULTATION AND LIVE RECORDED DICTATION BY NEIL F GARFIELD FOR YOUR CASE PLEADINGS AND HEARING PREPARATIONFirst the questions, then the complaint and finally the follow up complaint. Includes without charge a copy of the title report and a 30 minute CONSULT with Neil. 

ADMINISTRATIVE STRATEGY INCLUDES:

Part 1 QWR and DVL

Part 2 Complaints to CFPB and State AG

Part 3 Follow-up complaints to CFPB and State AG

Part 4 (Optional) lawsuit alleging violations of RESPA, FDCPA (not included in this offering)

Administrative complaints are more likely than litigation to produce early settlements although litigation strategies will often produce better settlements and modifications. Questions are posed via QWR and DVL. Complaints are made to the CFPB and State AG.

The Qualified Written Request (QWR) under the Real Estate Settlement and Procedures Act (RESPA) together with the Debt Validation Letter (DVL) under the Federal Debt Collectors Procedures Act (FDCPA) is the starting point, asking pointed questions relating to the debt.

When correctly written they require response from servicers and parties claiming to be lenders or successors. After sending the QWR and DVL and receiving the responses we analyze their response and draft complaints for you to send to your State AG -Attorney General and the CFPB -Consumer Financial Protection Board. Again they must respond.

These responses often form the basis for follow up complaints alleging non compliance by the responder. The responses also provide grist for arguing inconsistent statements when and if you go to court. And failure to respond or responding with misrepresentations are probably good grounds for claims or defenses in court. 

After analyzing your case, the Lending Lies team will request specific information that the servicer can't provide without fabrication of documents and misrepresentation. The benefit of this service is having Neil Garfield and his paralegal tailor the letters specifically to the findings in your Chain of Title assessment so the servicer is accountable and must answer the questions in your request.

The more information you can receive from your loan servicer, the more apt they are to make errors and provide conflicting information that can help you demonstrate the servicer’s lack of authority and the named claimant's standing. Typically the left hand doesn’t know what the right hand is doing at most servicer’s organizations. The servicer’s failure to properly respond sets up the servicer or other responder for fines and damages. 

CASE ANALYSIS: 

A Case Analysis is a report containing factual, expert and legal conclusions based upon a review of recorded and some unrecorded documents obtained both from the homeowner, from financial institutions and/or intermediaries, and from proprietary data accumulated over 14 years of analysis, public domain including actual recorded documents, combined with the opinions of Attorney Neil Garfield. 


The Case Analysis Report includes the presentation of factual conclusions, expert opinions, proposed pointers on litigation strategy, the use of discovery tools, the use of a Qualified Written Request Letter and Debt Validation Letter, along with an appraisal of the likelihood of success in foreclosure defense and the likelihood of success in a lawsuit for wrongful foreclosure seeking damages and potentially equitable relief (disgorgement). Causes of action are proposed that have the highest likelihood of success.


The narrative included in this document is based upon the expert opinions of Attorney Neil Garfield as an expert in investment banking, commercial banking, lending and auditing culture and practices, plus securitization of debt and title issues. The information and opinions presented in this report will reflect the facts as represented by the cited sources as of the date of the report and address the credibility of claims to own or enforce certain debts.


The Case Analysis is not legal advice and should not be used as a substitute for legal advice from a licensed attorney. Any persons seeking to act on the contents of this Case Analysis should first seek advice from an experienced attorney licensed in the jurisdiction in which the property is located. Attorney Neil Garfield has been a licensed, practicing attorney for approximately 45 years, but he is only licensed in the State of Florida and the Federal Court system in Florida.

COMBO
OPTIONS

*TO ORDER WRITE TO [email protected]. GTC will bill you through PayPal but you can pay any way you want. Or just fill out the form below and say "I want to order the Administrative Package." 

If necessary you can pay in two installments but payments must be current to receive our work. You must request installment payments via email. Down Payment for the Administrative Strategy Alone is Minimum $995.

For the COMBO the minimum down payment is $1395. 

REQUIRED! YOU MUST FILL OUT OUR REGISTRATION FORM WITH AS MUCH INFORMATION AS POSSIBLE AND BE READY TO UPLOAD DOCUMENTS TO OUR FTP SITE. 

CLICK HERE FOR REGISTRATION FORM. The information you provide is not used for any purpose except for providing services you order or request from us.